Which of the following would not be a prospect for errors and omissions insurance?

Study for the New York General Adjuster 10-70 Test. Prepare with flashcards and multiple choice questions, each with explanations. Ace your exam!

Errors and omissions insurance, also known as professional liability insurance, is designed to protect professionals from claims of negligence or inadequate work in their respective fields. It is particularly crucial for professions where advice is given or services are rendered.

In the case of a dentist, the focus is primarily on medical malpractice insurance, which addresses issues related to physical harm or injury caused by dental procedures. While dentists can still face lawsuits for negligence, the insurance that covers them typically falls under malpractice rather than errors and omissions. On the other hand, professions such as insurance agents, real estate agents, and lawyers are often exposed to risks associated with providing services, advice, or information to clients, which is precisely what errors and omissions insurance protects against. Therefore, dentists are less commonly associated with needing errors and omissions insurance, making them the least likely prospect among the listed options.

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