Which coverage applies to a rental car used by an insured executive while on vacation?

The correct answer is related to coverage specifically designed for situations where an insured individual uses a vehicle that they do not own, such as a rental car. Coverage for non-owned autos provides protection for vehicles that are used by the insured but are not owned by them. This is particularly relevant in the context of a rental car, as it ensures that the insured executive has appropriate coverage while using the vehicle during their vacation.

In this scenario, comprehensive and collision coverage would typically apply to the insured's own vehicles, covering damages to either the vehicle itself or damages caused by a collision, but they do not extend to vehicles that the insured does not own, like rental cars. Liability coverage, while essential, primarily protects against damages the insured may cause to others while driving, rather than providing coverage for the rental vehicle itself. Therefore, the distinct nature of coverage for non-owned autos makes it the appropriate choice for this situation.