Where in an insurance contract would you typically find the responsibilities of the insured?

In an insurance contract, the responsibilities of the insured are typically outlined in the section known as Conditions. This section defines the obligations that the policyholder agrees to when they enter into the contract with the insurer. These responsibilities can include requirements such as promptly reporting claims, paying premiums on time, and notifying the insurer of any changes that could affect coverage. The Conditions section is crucial because it sets the framework for how both the insurer and the insured are expected to behave throughout the policy term.

Other sections of the insurance contract serve different purposes. The Declarations section provides specific details about the policy, including the insured parties, coverage limits, and effective dates. Exclusions outline what is not covered under the policy, thus reducing the potential liabilities of the insurer. Endorsements are modifications or additions to the standard contract that might change its terms or coverage, but they do not typically outline the general responsibilities of the insured. Therefore, the Conditions section is the correct answer in identifying where the responsibilities of the insured are specified.