What do we call a person that takes a blank deposit to a bank in relation to crime insurance?

In the context of crime insurance, a person who takes a blank deposit to a bank is referred to as a messenger. This individual is responsible for transporting funds to and from financial institutions securely, often without any direct authority to manage or regulate those funds.

The role of a messenger is critical in crime insurance as it emphasizes the need to protect against potential risks, such as theft or loss of funds during transit. The messenger may be covered under specific provisions within a crime insurance policy to mitigate risks associated with handling cash or valuables.

The other roles, such as custodian, cashier, or manager, have distinct functions that do not align with the responsibilities of handling deposits in the capacity of transporting blank deposits to the bank. A custodian typically secures and manages physical assets, a cashier oversees transactions at a point of sale, and a manager is involved in overarching operational duties rather than the physical act of depositing money. This understanding of the different roles helps clarify why a messenger is the correct term in this scenario.