True or False: A temporary employee who substitutes for a permanent employee on leave is considered a resident employee under HO 2000 forms.

The statement is considered false because temporary employees, such as those hired to substitute for permanent employees on leave, do not meet the criteria for being classified as resident employees under HO 2000 forms. The definition of a resident employee typically involves individuals who have an established and ongoing relationship with the property, contributing to the household's daily operations and residing there long-term.

Temporary employees, by their nature, are not part of the household in the same way a resident employee would be, as their role is limited and time-specific. This classification is significant in insurance terms, particularly when a policyholder's eligibility for certain coverages or claims might hinge on the status of occupants in the home.

While it might seem relevant to consider the duration of employment or the relationship of the permanent employee to the residence, these factors do not change the fundamental nature of temporary positions in this context. Ultimately, it is the established and ongoing residency that defines eligibility under HO 2000 forms, which temporary employees do not possess.