If an insured severely damages their vehicle and rents a car for 11 days, how much would they be reimbursed under their physical damage coverage?

Study for the New York General Adjuster 10-70 Test. Prepare with flashcards and multiple choice questions, each with explanations. Ace your exam!

In this scenario, the insured would typically be reimbursed for the cost of renting a car while their vehicle is undergoing repairs. Coverage under physical damage, specifically rental reimbursement, often has a daily limit and a total maximum amount.

If the rental car reimbursement coverage allows for $20 per day and the individual rented the car for 11 days, the calculation would be straightforward: 11 days multiplied by the daily limit of $20 equals a total of $220 in rental reimbursement. This total aligns with the provided answer option indicating $220.

Understanding the specifics of the policy, including daily limits and terms, is crucial for determining the reimbursement amount accurately. In many rental reimbursement policies, such specific calculations are matched to coverage limits which often reflect common pricing structures in the industry.

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