If an insured carries aircraft liability coverage with "admitted aircraft liability," who negotiates payment of a claim if a passenger is injured in an accident?

When an insured carries aircraft liability coverage with "admitted aircraft liability," it indicates that the insurer is authorized to operate in the relevant jurisdiction and will cover claims made under the policy. In the event of an accident where a passenger is injured, the insurer takes on the responsibility of handling the claim. This involves not only assessing the validity of the claim but also negotiating payment on behalf of the insured.

The insurer's role in this situation is rooted in the contractual agreement established when the aircraft liability coverage was purchased. The coverage effectively transfers the financial risk from the insured to the insurer, reinforcing the insurer's obligation to manage claims in line with the policy terms.

Additionally, the other parties mentioned—such as the insured, aircraft manufacturer, and passenger's attorney—would not be directly negotiating payment in this case. The insured will generally be notified about the claim and may have some involvement in the process, especially if it impacts their liability, but the negotiation itself is primarily handled by the insurer. The aircraft manufacturer typically does not engage in liability negotiation unless there is a specific claim that involves product liability or related issues. The passenger's attorney would be advocating for their client’s interests but would not negotiate the claims directly with the insurer.